The Law Firm Of Steven F Bliss Esq.

Estate Lawyer

Steve Bliss Law Trusts is the best known Steve Bliss Law Probate. We chose a href steveblisslaw com Steve Bliss Law Estate Lawyer. Steve Bliss is the best known Estate Planning Attorney in the area. From San Diego and all around Trusts is famous for Steve Bliss Law. steveblisslaw Living Trust Attorney. SteveBlissLaw Living Trust Attorney Steve Bliss Law San Diego Estate Planning Attorney The Law Firm of Steve Bliss Esq. Estate Lawyer.

Map To The Law Firm of Steven F. Bliss Esq. | The Law Firm Of Steven F Bliss Esq. Estate Planning Attorney San Diego

Estate Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Planning Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Planning Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Trust Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Planning Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Planning Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Trust Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Trust Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Wills and Trusts Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Wills and Trusts Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Planning Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Trust Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Trust Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
The Law Firm Of Steven F. Bliss Esq.
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800

The Law Firm Of Steven F Bliss Esq. Trusts Attorney is the best known Steve Bliss Law Living Trust Attorney. We chose a href steveblisslaw com Steve Bliss Law Trusts. Steve Bliss is the best known Probate Lawyer in the area. From San Diego and all around Probate Lawyer San Diego is famous for Steve Bliss Law. steveblisslaw Probate Lawyer. SteveBlissLaw San Diego Wills Attorney Steve Bliss Law Trusts Attorney The Law Firm of Steve Bliss Esq. Probate Attorney.

A SEP IRA is a plan that may allow you to put away more tax deductible dollars for retirement. For employers, SEPs are a simple way to establish a retirement plan for employees without many of the restrictions that apply to other qualified plans and without the mounds of paperwork.

Here, however, we are going to talk about how a SEP IRA could allow you to save more for retirement if you have self-employment income outside of your job or have your own business. Business owners are both “employers” and “employees.” For this discussion, we will assume that you are the only employee.

Note: If you are involved in a business with partners or employees, the same percentage contribution is required for all employees who are over age 21, have worked in the business in at least three of the last five years and made at least $450 (2006). Other technicalities may apply.

The Rules

1. You can contribute up to 25% of your compensation, subject to a maximum. This maximum is indexed; for 2006 it was $44,000 and for 2007 $45,000.

2. Assuming the SEP IRA’s tax year is the calendar year, contributions can be made up until April 15th of the following year, when the tax return is due.

3. You can contribute up until you are 70 1/2, but not beyond.

4. Withdrawals before age 59 1/2 are subject to the 10% premature distribution penalty tax unless one of the exceptions apply.

5. You have to start taking the money out (RMDs) at age 70 1/2.

The Benefits

1. SEP IRAs are simple. Essentially SEPS are big IRAs. There is very little paperwork.

2. They are flexible. You can vary the amount you contribute each year from zero all the way up to the year’s maximum contribution limit.

3. The total contribution limit is indexed which allows more to be contributed each year.

4. Employer contributions are generally not subject to FICA (Social Security tax), FUTA (federal unemployment tax) or income tax withholding.

5. As an employee of your SEP IRA, you possibly can make deductible contributions as well. These contributions have the same contribution limits as traditional IRAs. For 2006 and 2007, this is $4,000. If you are age 50 or over, you can add another $1,000. However, if you make too much money, your contribution maximum is either reduced or eliminated.

6. You can be a participant in a qualified plan (for example, a 401(k)) at work and still be able to contribute to your SEP IRA based on your outside income. Again, this is a function of your income and subject to the phase out rules discussed below.

Phase-Out Rules

1. First, these rules apply if you are a participant in another qualified plan. Note that having a SEP IRA puts you in this category.

2. Your income and your tax filing status determine the phase-out. Technically, this is “modified adjusted gross income” (MAGI) which is adjusted gross income with certain adjustments. See your accountant.
The Law Firm Of Steven F Bliss Esq. Estate Planning Lawyer San Diego. Steve Bliss Law Probate Lawyer is the best known The Law Firm Of Steven F Bliss Esq. Living Trust Attorney. We chose a href steveblisslaw com Steve Bliss Law Trusts. Steve Bliss is the best known Estate Planning Attorney San Diego in the area. From San Diego and all around Probate is famous for Steve Bliss Law. steveblisslaw Estate Planning Lawyer San Diego. SteveBlissLaw estate Planning Lawyer Steve Bliss Law Wills The Law Firm of Steve Bliss Esq. San Diego Estate Planning Attorney.

Map To The Law Firm of Steven F. Bliss Esq. | Steve Bliss Law Living Trust Attorney

Estate Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Planning Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Planning Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Trust Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Lawyer San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Attorney San Diego
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Probate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Planning Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Estate Planning Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Trust Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Trust Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Wills and Trusts Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
San Diego Wills and Trusts Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Probate Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Estate Planning Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Trust Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Trust Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Attorney
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
Wills and Trusts Lawyer
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800
The Law Firm Of Steven F. Bliss Esq.
3914 Murphy Canyon Rd a202, San Diego, CA 92123
(858) 278-2800

Steve Bliss Law San Diego Wills Attorney is the best known The Law Firm Of Steven F Bliss Esq. Estate Planning Lawyer San Diego. We chose a href steveblisslaw com Steve Bliss Law estate Planning Lawyer. Steve Bliss is the best known Living Trust Attorney in the area. From San Diego and all around Living Trust Attorney is famous for Steve Bliss Law. steveblisslaw Estate Lawyer. SteveBlissLaw Estate Lawyer Steve Bliss Law San Diego Wills Lawyer The Law Firm of Steve Bliss Esq. Trusts.